About Us
About Trade Finance Company
Trade Finance Company (TFC) is a global financial firm with offices in the USA, UK, Switzerland, and the UAE. We’ve successfully handled over 40,000 international deals in 100 countries.
We’re not brokers; we directly issue financial instruments like Letters of Credit and Bank Guarantees. Top banks, including HSBC and Standard Chartered, trust and use our instruments.
Our main role is providing businesses with unsecured financial instruments, especially when they lack collateral for bank transactions. We work alongside banks, not against them, with 90% of our business coming from their referrals.
Transactions start at $250k for Letters of Credit and $500k for other guarantees. Fees range from 1%–7% based on the transaction size, with no annual charges.
Why Choose Trade Finance Company?
- Affordable Costs & Many Ways to Pay: Our fees are low, making it easy on your pocket. Plus, we offer different ways to pay, catering to everyone’s needs, especially for those in the trade finance world.
- No Need for Collateral: With us, you don’t need to give any security or property to get our services. This is great for businesses that want to dive into international trade without tying up their assets.
- Quick Service: Time is money, especially in trade finance. We work fast, so you get what you need without any long waits.
- No Upfront Cash Needed: We’re here to help businesses grow. No need to pay any cash upfront, making it even easier to start trading globally.
- We Handle All Goods: Whether you’re trading in food, machines, clothes, or anything else, we’ve got you covered. Our trade finance solutions work for all types of goods.
We’re Trusted by Many: Our long history shows we know our stuff. Many businesses trust us because we deliver reliable trade finance services every time.
Efficient Transaction Process for Your Financial Needs
Experience our simplified transaction process that ensures efficiency and clarity. From application to completion, we guide you every step of the way.
TFC GENERAL PROCEDURES (For Issuing Financial Instruments)
Requirements:
• Completed application form
• Completed CIS form – Certificate of Incorporation and KYC (Passport / Driving License)
• Pro-forma Invoice stating the payment terms for general merchandise
• Copy of Sales/Purchase Contract (SPA) for commodities
• Letter of Intent/ Loan contract / Credit Offer from the lender/supplier for credit facility
• Verbiage of the instrument (if available)
• Latest 6 months Bank Statements showing financial capacity to meet payment requirements
❖ Delivery Methods: *Swift, *Secured Email, *Hard Copy/Courier
Quotation: Transaction amount, the receiving bank details and delivery method are required
Procedures:
1. Upon receiving the client’s application, we conduct a thorough review.
2. Once our assessment Is completed and we are satisfied that all documents are in order, we send an offer letter or term sheet for the client’s review. Upon acceptance, we send the draft of the instrument for review by both the client and supplier/lender.
3. While the supplier/lender reviews the instrument, we arrange a Zoom or in-person meeting with the buyer to discuss the complete transaction structure and payment details.
4. The draft must be approved by the supplier/lender, it must be signed, stamped by either party and returned to us by the client or broker.
5. When the signed draft is received, we will send an agreement/contract for the client to review, sign and send back to us.
6. After receiving the signed contract, an invoice is sent to the client for the issuance fee along with an
- Indemnity document and a Disclaimer for the client to sign. (For deals where the full upfront fee payment is required). Upon receipt of the signed counter indemnity, signed disclaimer, and proof of payment of the issuing fee, the instrument is then sent via SWIFT or Email or Courier to the beneficiary bank (within 72 hours).
7. In the case of pre-issuance and post-issuance fees, we send two (2) invoices to the client for the pre-issuance and post-issuance fees along with a draft of the Promissory Note, an Indemnity document and a Disclaimer for the client to sign.
- Upon receipt of the signed counter indemnity, signed promissory note, and signed disclaimer from the client, along with the proof of payment of the pre-issuing fee, the instrument is then sent via SWIFT or Email or Courier to the beneficiary bank (within 72 hours).
8. A relayed copy of the instrument is emailed to the client.
9. The client is then required to settle the balance of the post-issuance fee within 5 – 10 working days.
10.Goods arrive; the client pays for it and clears them at customs/ports.
END OF TRANSACTION
Note: All transactions must be completed within 10 working days; otherwise, it will be voided, and the facility will be re-allocated to another applicant.
Frequently Asked Questions (FAQs)
What are the fees associated with your services?
Our fees range from 1% to 7% of the transaction size, depending on various factors including the type and complexity of the transaction. There are no annual charges for our services.
How long does it take to issue a financial instrument?
The timeline for issuing a financial instrument can vary, but typically, we can issue instruments within 5 to 10 business days from the completion of all necessary documentation and verification.
Do you work internationally?
Yes, our company is a global financial firm with expertise in handling over 40,000 international deals in 100 countries. We have offices in the USA, UK, UAE, Philippines, Thailand, Hongkong, China and Malaysia.
What is the minimum transaction size for your services?
The minimum transaction size is $250,000 for Letters of Credit and $500,000 for other guarantees such as Bank Guarantees and Standby Letters of Credit.
Can you provide references or testimonials from past clients?
While we maintain client confidentiality and cannot disclose specific details, we can share general testimonials and success rates upon request. Our reputation is built on trust with major banks and countless international businesses.
How does your company ensure compliance with international trade laws?
We adhere strictly to international trade laws and regulations. Our compliance team ensures that all transactions meet legal standards and requirements, safeguarding all parties involved in the transaction.
TFC Team Members
Judy Ping Yang
With over two decades of international leadership experience, Ping Yang (Judy) has built a strong career in business management and global market development.
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A graduate of Auckland University of Technology, she holds dual bachelor’s degrees in Economics and Management, complemented by advanced business qualifications earned in Malaysia and New Zealand.
Judy has served as General Manager for Nissan and Dongfeng, where she led market expansion and strategic operations across the Middle East, Africa, and Latin America. Her expertise spans corporate management, international trade, and industry consultancy, with a proven ability to drive growth in diverse and competitive markets. Earlier in her career, she also worked in a leading law firm in Australasia, specializing in Asian immigration documentation.
Passionate about lifelong learning, Judy earned the Cambridge English Teaching Knowledge Test certification in 2019, further reflecting her adaptability and commitment to cross-cultural communication. She brings a wealth of global insight, operational excellence, and strategic vision to every role she undertakes.
Emad El Ashkar
Emad El Ashkar is a seasoned banking and finance professional with over 14 years of experience across leading institutions in the UAE.
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He has held senior roles at Abu Dhabi Commercial Bank, Al Hilal Bank, and Abu Dhabi Islamic Bank, where he specialized in SME financing, retail and commercial banking, and strategic business development. Currently Head of Business Development at Wolf Street Financing Broker, Emad leads teams to deliver innovative financial solutions and drive growth. Fluent in Arabic and English, he combines strong leadership with deep market expertise, making him a trusted partner for clients and stakeholders across the region.
Zoli Macanda Simbodyal
Zoli Macanda Simbodyal is an accomplished Chief Financial Officer (CFO) and Chartered Accountant (CA, SA; ACA, England & Wales) with more than two decades of international experience in corporate finance, strategic financial planning, and financial transformation.
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Her career spans senior leadership roles at leading global institutions including John Deere, UBank, GrafTech International (NYSE/NASDAQ), Barclays, MTN, Rothschild, and PwC.
At John Deere EMA, Zoli oversees finance and business administration across Europe, the Middle East, and Africa, managing complex operations with revenues exceeding US$2 billion in Africa. She has successfully led cross-border teams, delivered SOX compliance, and implemented treasury and risk management frameworks that safeguard growth and shareholder value.
Previously, as Finance Director and COO of UBank Limited, she spearheaded a financial turnaround, recapitalized the bank under Basel II and III standards, and diversified revenue streams across Southern Africa. Her leadership at GrafTech International drove a global M&A restructuring and standardized reporting frameworks, while at MTN Africa she supported pan-African expansion and served as a board-level finance director in multiple countries.
Zoli’s expertise includes M&A transactions, capital structuring, treasury risk management, and IFRS/US GAAP compliance. She is widely recognized for aligning financial strategy with business growth, strengthening governance, and developing high-performing teams across diverse markets.
She holds an MSc in Finance (University of Wales), is a member of both the Institute of Chartered Accountants in England & Wales and the Institute of Chartered Accountants of South Africa, and is committed to advancing finance as a strategic driver of enterprise value and sustainable growth.
Siulyn Hawlader
Siu-Lyn is a Marketing Manager at Trade Finance Company, where she leads comprehensive digital marketing strategies across social media platforms, website optimization, and brand development.
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With a degree in Business Management majoring in Marketing and over 5 years of experience managing digital platforms, she specializes in creating compelling digital experiences that connect businesses with essential financing solutions within the trade finance industry.
Siu-Lyn is responsible for driving brand awareness, managing multi-channel campaigns, and ensuring consistent brand messaging that resonates with clients. Additionally, she oversees team performance and maintains quality standards across all marketing deliverables. She combines strategic marketing acumen with her understanding of the financial services sector to help businesses discover and access trade finance opportunities through effective digital touchpoints.
Godfred Kojo Agyaako Boateng
Godfred Kojo Agyaako Boateng is an accomplished finance professional with more than 10 years of experience in banking, trade finance, accounting, and business development.
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As a Corporate Relationship Manager with Trade Finance Company, he has built a strong track record in client engagement, deal structuring, and compliance management. His career spans diverse roles from CFO and Field Accountant to Loan Officer, equipping him with broad financial expertise and strategic insight. Holding a BSc in Banking and Finance from Central University College, Godfred combines analytical skill, leadership, and client-focused service to deliver value-driven financial solutions in the UAE market.
Oladimeji Samuel Soyege
Oladimeji Samuel Soyege is an experienced Relationship Manager with over 17 years in banking, trade finance, and credit administration.
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At Trade Finance Company, he specializes in structuring financial instruments such as LCs, SBLCs, and Bank Guarantees, successfully closing multi-million-dollar deals across Africa. His career includes senior roles at Ecobank Nigeria, where he managed trade operations, business development, and client portfolios, consistently surpassing performance targets. A certified Project Management Professional with an MBA in Finance, Oladimeji combines deep technical expertise with strategic insight. He is dedicated to helping clients access reliable trade finance solutions while driving sustainable business growth.
Edwin Deza
Edwin Deza is a results-driven Production Manager at Trade Finance Company with extensive experience in sales, negotiation, and client engagement.
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His career spans international roles at Rexton Capital Limited (UK) and leadership positions in the Philippines, where he developed expertise in digital marketing, customer service, and strategic growth. Known for his strong communication and leadership skills, Edwin specializes in building long-term client partnerships and identifying new opportunities for business expansion. He studied Hospitality and Tourism Management at Saint Louis University and brings creativity, critical thinking, and a proven ability to achieve sustainable results.
Erla Apil
Erla Apil is a Back Office Manager at Trade Finance Company, specializing in back-office operations, client support, and business growth strategies.
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With previous experience at Rexton Capital Limited and Cedar Call Centre, she brings over seven years of expertise in client servicing and team coordination. Erla holds a background in Secondary Education from Cagayan State University and is recognized for her professionalism, organizational skills, and ability to thrive in high-pressure environments. Known as a dependable team player, she consistently identifies opportunities for improvement and drives operational excellence.
Jane Purganan
Jane Purganan is a dynamic Back Office Manager at Trade Finance Company, specializing in document management, compliance, and operational efficiency
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She ensures transaction accuracy and quality by overseeing critical processes, conducting research, and maintaining effective communication with clients and partners. With prior roles in business development and customer service, Jane brings a well-rounded skill set to her position. She studied Business Administration at Cagayan State University and is known for her organizational skills, attention to detail, and ability to foster client satisfaction through efficient workflow management.
Harris Francisco
Harris Francisco is the IT Manager at Trade Finance Company with more than a decade of expertise in IT infrastructure, cybersecurity, and network administration.
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A graduate of Cagayan State University with a degree in Information Technology, he has successfully managed complex projects across government, private, and international organizations. Harris is skilled in troubleshooting, IT service management, and team coordination, ensuring seamless operations and secure systems. His background includes leadership roles in municipal IT offices and technical support services, where he developed strong analytical and problem-solving capabilities.
Reyson R. Acantilado
Reyson Acantilado is a Data Processing Officer at Trade Finance Company with over five years of experience in administration, client servicing, and marketing support.
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He is responsible for data management, research, and facilitating smooth business operations. Reyson previously served as a Business Development Manager at Rexton Capital Ltd. and as a Customer Service Representative at Cedar Call Centre, gaining strong communication and organizational skills. A graduate of Cagayan State University with a degree in Information Technology, he combines technical expertise with creativity to support the company’s growth.
Madonna Montenegro
Madonna Montenegro is a Business Development Manager at Trade Finance Company with a background in customer service, sales support, and administration.
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She previously worked with Cedar Call Centre and other client-focused organizations, where she honed her skills in communication, client engagement, and market research. A graduate of Northwestern University with a degree in Computer Engineering, Madonna brings technical knowledge together with strong interpersonal abilities. She is recognized for her professionalism, multitasking skills, and dedication to customer satisfaction, contributing to the company’s marketing and client service efforts.
Shandee G. Beyon
Shandee Beyon is a detail-oriented Business Development Manager with a strong foundation in payroll processing, financial reporting, and compliance.
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A graduate of the University of Saint Louis Tuguegarao with a degree in Management Accounting, he has gained experience as an accounting staff member handling payroll, taxation, and reporting at Business & Accounting Solutions and Services, Inc. He also interned in bookkeeping and financial analysis, further developing his technical expertise. Certified in bookkeeping and trained in SAP and cost accounting, Shandee brings analytical skills, accuracy, and commitment to supporting financial operations and contributing to organizational success.
Claudelyn C. Manicap
Claudelyn Manicap is an accomplished Business Development Manager at Trade Finance Company with a strong background in client relationship management, sales, and financial supervision.
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With over eight years of experience spanning trade finance, corporate retail, and customer service, she excels in building long-term client partnerships and delivering tailored solutions. Her career includes roles in Foodpanda Philippines and Addessa Corporation, where she developed expertise in sales strategies, financial oversight, and team leadership. Claudelyn holds a Bachelor of Science in Business Administration majoring in Management Accounting. She brings dedication, analytical skills, and a client-first approach to every project.
Kate Ann Delfin
Kate Ann Delfin is an experienced Business Development Manager with a diverse background in sales, customer service, and teaching.
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She has held roles as an outbound sales representative, ESL teacher, and operations leader, where she demonstrated strong skills in communication, client engagement, and team management. With a foundation in mass communication and industrial communication from Cagayan State University, Kate combines creativity with a systematic approach to problem-solving. Her career reflects adaptability across industries, from call centers to online services, where she consistently delivers results and enhances operational efficiency.
Pearl Beatrice Perez
Pearl Perez is a Business Development Manager at Trade Finance Company, where she manages letters of credit, facilitates trade transactions, and ensures compliance with international standards.
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With a background in customer service and administrative support, she is skilled in research, CRM systems, and sales pipeline management. Pearl has held roles at ResultsCX and Lipa City Hall, developing expertise in client engagement, documentation, and operational efficiency. She is highly regarded for her strong communication skills, market insight, and ability to drive business growth through effective relationship-building.
Raekwon Boateng
Raekwon Boateng is an Accounts Manager at Trade Finance Company, bringing analytical expertise and a strong background in client relationship management.
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A graduate of the University of Kent with a BSc in Actuarial Science, he combines problem-solving skills with a proven ability to simplify complex data for effective decision-making. At TFC, Raekwon supports international trade by managing client accounts, assisting in the production and approval of LC drafts, and fostering partnerships to drive business growth. With prior experience in sales and consultancy, he consistently demonstrates adaptability, teamwork, and a results-driven approach
Ana de Castro
Ana de Castro is a seasoned Account Manager at Trade Finance Company with more than 15 years of experience across logistics, financial services, and client management.
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She has built a strong career in freight forwarding, operations, and sales with international firms in the UAE, Qatar, and the Philippines. Ana is also a licensed Financial Adviser with Pru Life UK and has a proven record of managing client relationships, securing contracts, and delivering high-quality service. With a degree in Secretarial Administration, she brings dedication, cross-cultural expertise, and strong leadership to every role.
Annie Kim
Annie Kim brings over 20 years of executive experience in finance, trade, and logistics to her role as Country Manager for South Korea.
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Formerly CFO of an American company for more than a decade, she has led accounting, financial strategy, HR, and international operations with proven success. Annie’s expertise spans liquidity management, auditing, supply chain optimization, and business development, backed by hands-on leadership in both manufacturing and global trade. Recognized by Korea’s Ministry of Trade, Industry and Energy for her contributions to national trade development, Annie combines strategic insight with practical execution to drive growth and strong client partnerships.
Dokyun Kim
Ryan is the Senior Country Manager for South Korea at Trade Finance Company, bringing extensive experience in international trade, client relationship management, and financial services.
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With a career dedicated to supporting businesses in accessing trade finance solutions, he has developed deep expertise in instruments such as LCs, SBLCs, and BGs. Ryan excels in building strategic partnerships, guiding clients through complex financial transactions, and ensuring compliance with global standards. His leadership role in South Korea focuses on driving market growth, expanding the company’s regional presence, and delivering tailored solutions that empower businesses to thrive in international markets.
M. Suleman Qasim
M. Suleman Qasim is a seasoned banking and finance professional with over 25 years of leadership experience in Pakistan’s financial sector.
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His expertise spans credit, trade finance, liability mobilization, and corporate banking, with a strong record in business development and branch management. Suleman has worked with leading banks including UBL, Faysal Bank, Atlas Bank, and Emirates Global Islamic Bank, before founding Dividends Pakistan, where he advises on trade, finance, and large-scale EPC+F projects with international partners. Well-connected across corporate, government, and commercial sectors, he brings strategic insight and trusted relationships to strengthen Trade Finance Company’s presence in Pakistan.
Shruti Desai
Shruti Desai is a performance-driven Trade Finance Consultant with over nine years of combined experience in retail banking and trade finance.
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Currently with Trade Finance Company, she specializes in advising importers and exporters on financial instruments such as LCs, SBLCs, and BGs, ensuring compliance with global regulations. Her career spans leadership roles at The Federal Bank Ltd. in India and consultancy with Euro Exim Bank in Oman, where she managed multi-million-dollar transactions and strengthened client relationships. With an MBA from MIT Pune and certifications in KYC, AML, and Credit Analysis, Shruti brings expertise, reliability, and strategic insight.
